Financial Exposure

Whether values, recovery periods and major-loss impact reflect today's business, not the last renewal.

Financial Exposure checks that buildings, plant, machinery and stock values reflect current replacement costs and peak accumulations, that the business-interruption recovery period reflects clearing, rebuilding, replacing and recommissioning, and that leadership has quantified the impact of a major interruption, supplier failure or customer non-payment.

• winning major contract
• dependent on major customer
• growing quickly
• exporting new market

• bi recovery period nobody checks
• when growth outpaces the risk review
• renewal is the wrong time
• what a defensible claim looks like

• customer that became the risk
• contract that outgrew the cover
• machine that stopped the line

• financial exposure
• indux risk review method